well, they're dogs and their heat exchange system is different than a human's. i'm not big on anthropomorphizing.

my ex-MIL was that type of person. it frustrates me because kids are completely able to adjust what they're wearing to compensate for how they feel. if they're cold, they'll ask for a coat (in my experience).

the discomfort of the coat outweighs the discomfort of being cold, at least in the case of my dogs and dry temps above 0.